Privacy Policy

Privacy Policy

Last updated: March 15, 2025

Welcome to Loans (https://loans.scheme.com.pk). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We may collect personal information such as your name, email address, phone number, national identity number, income details, and employment information when you apply for a loan, create an account, or contact our support team.

How We Use Your Information

  • To process and evaluate your loan application
  • To communicate with you about your application status, account updates, or service notifications
  • To improve our website, products, and customer support
  • To comply with applicable laws and regulatory requirements
  • To prevent fraud and enhance security

Sharing of Information

We do not sell your personal information. We may share your data with trusted third-party service providers (e.g., credit bureaus, verification agencies, and payment processors) strictly for the purpose of fulfilling your loan request or complying with legal obligations. All such partners are bound by confidentiality agreements.

Data Security

We implement industry-standard technical and organizational measures—including encryption, secure servers, and access controls—to protect your personal data from unauthorized access, alteration, or disclosure.

Your Rights

You have the right to access, correct, delete, or restrict the processing of your personal data. You may also withdraw consent at any time where processing is based on consent. To exercise these rights, please contact us at support@loans.scheme.com.pk.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience, analyze site traffic, and personalize content. You can manage cookie preferences through your browser settings.

Changes to This Policy

We may update this Privacy Policy periodically. The revised version will be posted on this page with an updated “Last updated” date. Continued use of our site after changes constitutes acceptance of the updated terms.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at Contact Us or email support@loans.scheme.com.pk.

For more information, please review our Terms & Conditions, Disclaimer, and About Us pages.

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